A few weeks ago, I’ve Tried That teamed up with John Bernard, a Florida insurance agent, to write a guide on how to help Florida residents cut their homeowners insurance by up to 75%.

We like the guide and think it’s pretty valuable, but we helped write the thing and are impartial to liking it. What we want is for one of you guys to read the guide, put its methods to the test, and write a review of it for I’ve Tried That. You get a free book and potentially cheaper insurance rates, and we get a testimonial.

What is the Florida Rate Cutter Process?

It is the process John Bernard has developed to lower his clients’ insurance premiums. It involves five simple steps that you and your insurance agent can follow to slash your rates by 25 percent, 50 percent, or more! The Rate Cutter Process will walk you through it and you can start saving money right away.

  • You don’t have to change insurance companies.
  • You don’t have to switch to a different agent.
  • The Rate Cutter Process works no matter where in Florida you live.
  • The Rate Cutter Process works on nearly every type of property you want to insure.
  • No hidden fees.
  • No gimmicks.
  • No surprises.
  • Just lower rates!

Here are a few other questions asked about The Rate Cutter Process.

How long will it take? I want to save money on this month’s budget, not next year’s!

You can go through most of the steps over the phone with your agent in less than 15 minutes. One of the steps might take a day or two because it involves a third party. At the most, you should have a new, lower rate quote in two or three days. Your agent can then rewrite your policy and your next month’s payment will be reduced.

Do I need an agent? Can’t I just do the steps myself?

According to Florida law, only licensed insurance agents can make changes to a homeowners insurance policy. The Rate Cutter Process stresses the need for you to work with a knowledgable, well-informed agent when using this process. So, while you can do much of the legwork yourself, you will need an agent to make the changes for you.

Will my agent charge me to make changes to my policy?

No agent should ever charge you to make any of the changes you decide to make using the Rate Cutter Process.

Are there any hidden fees in your Rate Cutter Process?

No. Only one step involves a cost to you, but my Rate Cutter Process will show you how to save money on that step. You will pay less than you would for taking that step without my help.

Why should I pay for something that my agent will do for free?

You’re paying to arm yourself with information so that you know which questions to ask your agent. While he won’t charge you to make the changes I’ll teach you, you can’t tell him which changes to make if you don’t know them. If calling him up and saying, “Please lower my premiums” worked, you wouldn’t be here now.

Will I have to change insurance companies?

No. The simple steps in my Rate Cutter Process will work with nearly every company that provides insurance in Florida.

If you’re a Florida resident who owns a home and you’re interested in lowering your homeowner’s insurance rates, send an email to Steve@IveTriedThat.com and we’ll talk.

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