Join the Discussion

  • Noky

    They try to appear bigger than they are. They have only eight non 1099 employees, three or four of which are executives, including the owner. When they have partners come into the office, they hire outside people for the day so that they appear larger. They do not pay out residuals on time or accurately and have the office manager, who has no accounting experience, calculate them. They are so disorganized that they constantly change policy and procedures, making it difficult to get anything done or reach goals. There is zero structure, in fact everyone reports to everyone, which causes mixed messages, lack of focus, and a lack of accountability. Their medical benefits leave a lot to be desired. Ownership will get upset if an employee takes time off for illness or family funerals and may decide to randomly not pay you for the time, it doesn’t matter if you are salary or hourly. They have no PTO, and in fact don’t even have an agreed upon handbook other than the random generic one they printed off of the internet. They do not have a mission statement, however the culture is one which is ruled by fear. Ownership and the executive team run the company like a sweat shop, even expecting salary employees to clock in and out so that their time in the office can be scrutinized.

  • aaron marmol
    aaron marmol

    Still have not received any commission on the account boarded and when I requested they refund the money I paid in for 18 months all I get is the run around. Pay me my commission I earned or refund the full amount I paid into your company for the unfulfilled promises of commission to be paid.

  • John Doe
    John Doe

    This company is a shyster like any headhunter organization. I pay the 107.50 for the month and when I call to cancel they tell me I have to call to cancel on THE day my month ends or you forfeit the rest of the month you already paid for! They used dishonest sales pitches to get people to sign up as rams, saying it’s a limited time offer and you’ve been specially selected to receive this offer, bla bla bla. All bs and shady. There support to their sales associates is atrocious. They left me and a potential client hanging when they realized the account wouldn’t be a powerhouse profit maker for them. I constantly caught them in lies when trying to explain why they didn’t get back to me or why they don’t know something, or my favorite, is out of town or the office. Not saying all is bad but their current model is for them to get as many rams signed up and paying the 100 as possible, wouldn’t take long to make some pretty serious cash on just the 100 alone. The line they use in the initial seminar was “100 will be a drop in the bucket after your first sale or two” Yeah right, not even close, it will be the first lie of possibly many you hear from these guys. My first sale would have been much, much lower than that. This could work but you better have a lot of business owning friends or family that can you get on board. You will spend a lot of time getting shut down and told your 1000 guarantee is a scam! But hey, maybe I’m just being biased. Cheers

  • aaron marmol
    aaron marmol

    I have been working with fdf since the first recruiting efforts in October2015. I attend the webinar training and have found it to be very helpful and informative. I was a behavioral science major with a minor in interpersonal communication, and the material that is being conveyed is 3500 levelcollege course information. NLP is a proven science originally developed by Charles bander, and his associate Mr Grinder to deprogram fear from patients and reprogram achievement and success in their psyche. $99 dollars a month as an overhead cost for a business starter package is a good deal if you ask me. Making$9k a month isn’t going to happen overnight, and maybe not even the first year, but it can happen and that’s why I’m doing it. I’ll post again when I get it, hope to post soon.

    • aaron marmol
      aaron marmol

      I truly believed in first direct financial, and the earning potential, however, I did board an account with them in September/Oct 2016 and as of Mar 24 2017 I have not been paida single cent. They continue to take money from my account and sent it into overdraft, even though there was no money in the account for months, and I only left the account open so they could deposit money into the account which they never have. I have talked to tier Crawford several times and Eric Rogers about how I can get my deserved and earned commission, with the only result to be passed on to someone else like k. Richey, or Laura from support, or Kylie from support, which is the only one who seems like she might help. Tier Crawford calls and texts to let me know my account has an owing balance regularly, but even when I am paid in full you don’t pay mycommission so what’s the point? I am going to sue fdf and report them to the industrial commissioner, as well as file theft by deception charges against them for their fraudulent activity against me. FDF is a SCAM, They will steal your money, not pay your commission and they don’t respond in a timely manner except if they want you to pay them another 106$.

  • Brenda D. Lee
    Brenda D. Lee

    I am just starting. However, I do find if you study your modules to get familiar with them, you will succeed. I am hoping that I get my business cards and t-shirt asap. I have had four businesses to ask for my card. I would like t get my 2 for 2 in a two week period.

  • George

    I canceled my subscription on May 12 and Low and behold him on onJune 30 I got charged another hundred dollars on my credit card pretty shadyand the phone number to my regional manager now has a different guy’s name on it first guys name is Victor this guys name is Scott nothing but a scam

    • ShawnCOO

      Hi George. I wanted to take the time to clear up some confusion we may have had between you and the company. When you contacted us and told us you had a death in the family, we told you that is no problem at all, that you wanted to quit. We completely respected and understood that sir. However, we have begged you to return the equipment on multiple occasions so we could get you cancelled out.

      Your manager Victor Newton retired at the happy age of 82, and Gabe was assigned to help you. I see Gabe has been trying to reach out to you on multiple occasions as well with no luck.

      You did call in on one occasion to the main 800 number and were greeted by Scott Tash our national trainer.

      We work VERY hard to make each and every one of our sales associates and managers in the field very successful. We allow anyone to quit at anytime but we do ask that the equipment always be returned please.

      It was quite dis-heartening to read your negative post here. Please just return our calls or simply return the equipment so we can cancel everything out.

      Thank you
      Shawn Whitson
      Chief Operating Officer

  • Margaret

    I signed up with merchant careers and paid to be a RAM. I spent countless hours out in the field and received a very nasty experience then on retailer took the time to talk to me and explained why. There was another person out there in my town doing the same thing. However the merchants were not getting what was promised and I called my manager. She pretended not to know who it was. I waited for her to find out what was going on being that I was to be the only one in my town doing that at the time. I never got a response back. So I decided to quit. I was told to send the IPAD back to a specific address I have been trying since 5/20 to get it delivered. It is now on its way back to me. They will not attempt another delivery. I have saved all communications. On 4/13 I received an email from my manager this is what she wrote: Every few weeks my position here at Merchant Careers is evaluated to see if I’m keeping up with meeting all your questions or needs.

    We have this new “toy” that connects to our brand new reviews website. Would you mind filling it out really quick please? It should only take 2 seconds. This link is some how connected to their facebook page and you do not realize that you are posting on facebook. Also the address on the facebook page is different than the address that they requested me to send the IPAD back to. Not even the same building or street. Then on top of all that my manager accidently sent me a text message over the Memorial Day weekend that was suppose to be sent to the other person in my town doing this that she knows nothing about. I have saved all correspondence from this company if anyone would like to see this.

    • Simone

      Margaret, I would definitely like to know who your manager is, her name that is.


    • Julie

      Hello Margaret,

      This is Julie from Merchant Careers. I was surprised to see your negative comments. I did search our system diligently to see if we had another Regional Account Manager in your area and I did not find one. There could be other agents in your area that represent other processors which is what I told you when you contact me.

      I did send you a text on the Friday before Memorial Day. The text was sent to “Margaret”. It was not sent in error.

      We did recently move our location because we out grew our old office space. All mail is forwarded to our new address. Please feel free to call me if you have any other questions or comments. Thank you, Julie

  • Ryan

    It said that they would ONLY wave the $99 for the first 3 months if you are at/over 200 accounts!

  • Nicole

    That is correct. Its 100 sales. However, its also a “cancel anytime” so there is no real commitment. I signed up 3 weeks ago and can confirm their setup.

    They do weekly awards ceremonies every Friday online. Here are the recordings from live GoToWebinars. Theres a bunch of them so be prepared for info overload.

    I also found their reviews. Multiple spots but primarily the same input.

    This is an independent sales position offered by the company. They’ve teamed up with Paul Webb training who also has strong background to do their training programs, and I found a lot of strong content online on CardConnect as well.

    So far so good with the training. It’s not cheap content.

    Credit card sales are not going away anytime soon, and the company seems ethical based on their users comments.

  • Marc

    Only one thing caught my attention. I believe in the webinar, it was stated the $99 per month for the RAM, would stop after so many sales. Not sure if it was 100 or 200. But, it is not on going, after you do get up that the sales number.
    As you said, if you are good at it, great. So, if you are good, the $99 per month might be a fair entry into this business.

Your email address will not be published. Required fields are marked *