Is 100K Factory Revolution Worth $2,497?

Once in a great while, I encounter an online income training program that makes me stand up and take notice.

100K Factory Revolution is one such program.

Why?

Because this program has a price tag of nearly $2,500. If paid off on an installment plan, 100K Factory Revolution costs almost $3,000.

What exactly justifies this high price tag? To answer that question, let’s first look at the program itself.

What is 100K Factory Revolution?

This Internet marketing training program is the creation of Aidan Booth & Steven Clayton, who both earn a full-time income from e-commerce. The 100K Factory Revolution program strives to have members earn $100K/year from four websites that they create and build, and then monetize using Facebook, Amazon and Google PPC ads (among others). The program also teaches members how to drive traffic to their websites and to sell affiliate products.

The 100K Factory Revolution is the newest iteration of the original 100K Factory Revolution, which was launched in 2015 and then revamped in 2016. The newest 100K Revolution product is set to officially launch on February 27th and contains a so-called “secret weapon.”

The program makes some very bold claims, such as how its members earn thousands of dollars each week. Also, in just 60 days, members can earn $100K/year through their own e-commerce websites by following the steps outlined in the program.

These are some hefty claims for any online marketing training program to make. E-commerce is a tricky subject as I’ve seen results where people basically hit the lottery and find a store that works well right from the start. HOWEVER, experience tells me that one must build content-rich, SEO-optimized websites, generate traffic, build email lists, and create actionable offers in order to hit the income levels outlined above. And this is all in addition to creating or finding desirable products to sell.

Can 100K Factory Revolution truly deliver on all these needs and tactics and ensure that its adherents earn 100K in just 60 days?

One big clue came from the case study that the program offers on its sales page. Here, you are offered the opportunity to download a case study of someone who went from earning $0 to $750K+ in just 7 months, and all by using just one website.

If you are at all considering purchasing 100K Factory Revolution, please download and peruse this program’s featured case study content. Why?

Because this report highlights, in very fine detail, just how the program will help you create $100K websites in the space of just two months.

The 100K Factory Revolution training plan

As reported in the case study, 100K Factory Revolution consists of an 8-week training program that results in four e-commerce websites with an average 5% conversion rate on product sales. The steps are as follows:

  1. Hand-pick a product. Here, you are instructed in how to pick popular products that not only sell well, but are highly adaptable to social media platforms, have high profit margins, an approachable price point, etc. Example products to sell and to avoid are shown.
  2. Install your store. “Test beds” are discussed as a way to test products for their potential to make money. In essence, you set up “rough-hewn” test websites and check their traffic and conversion rates early on. The websites with the best numbers are kept and the others are scrapped.
  3. Identify your buyers. You identify your target demographic for your product and then craft your ads to that demographic. The program also introduces you to the ‘Audience Matrix,’ a tactic for identifying who is most likely to buy your product(s). 
  4. Initiate Traffic Machine. Here, you balance the cost of your advertising against product sales and find the optimal formula where you spend the least ad money for the most product sales. A “top-secret, number-crunching advertising super-computer,” called Vulcan, is introduced. This is also the “secret weapon” mentioned earlier, and one of the main points of the 100K Factory revamp for 2017.
  5. Optimize conversions. You optimize product sales by trying different selling tactics, including using different pricing/shipping models, trying different ad types and retargeting, refining the target audience, testing different website designs, leveraging the buyer email list, etc.
  6. Launch your super funnel. The super funnel, as described by the program, consists of launching optimized sales pages to your audience that capture its attention and wallets.
  7. Rinse and repeat. Here, the program tells you that you should shoot for a “modest” goal of making $8,000/month. That comes out to over $100K/year.

So, can this program deliver on its promises?

Pros and cons of 100K Factory Revolution

The 100K Factory Revolution program does make a lot of bold claims about how you’ll be earning thousands of dollars per week in just a few days.

There is also the assumption that, as long as you select the right products and optimize your products and ads, you should be making hundreds of dollars each day.

Could this be the case? Sure, your Powerball ticket may also hold the winning lotto numbers. It simply isn’t as easy as picking a product, creating an ad, and raking in the money.

Spending $2,500 on the program itself will be just the tip of the spending iceberg for you. With all the emphasis on Facebook and AdSense ads, you’ll need to dedicate your money to ad space on various social media sites and the Web itself.

A lot of your ads will fail as well. You can write off the loss of course, but it’s quite easy to lose a lot of money.

Finally, for the information you are provided, you can certainly find cheaper programs. This is on the higher end of eCommerce training we’ve seen.

As we haven’t taken the course, we cannot comment on the quality of the training and that leaves us with this question for you…

Has anyone tried 100K Factory Revolution?

$2,497 is a little too steep to throw down just to review a product, so we are opening the discussion floor up to you guys in the comments below. Please, if you have tried the program or have eCommerce experience, let us hear it.

How to Spot and Avoid IRS Scams (New Scams in 2020)

It’s tax season again, which means one thing: scammers who are posing as IRS agents are out to get you.

The scam might occur as a voicemail left on your system, where you are warned that legal action is about to taken against you unless you call back and/or pay your taxes immediately.

The scam might also occur through text message, where you are told where to send payment after clicking on a provided link or opening an enclosed attachment.

Don’t do it.

New in 2018: The Erroneous Refund

There is a new tax scam going around this year. It seems that thieves are hacking into the office’s of tax professionals, stealing your personal information, and then filing a fraudulent return in your name.

To the IRS, it looks as if you have personally filed your taxes, so the issue a refund, even though it’s fraudulent.

Now, the scammer has your personal information and will contact you directly, claiming to be from the IRS. They will demand that you return the money.

However, the scammer will have you return the money to them and not the IRS. Leaving you with a fraudulent return filed in your name and in-debt to the IRS for a few thousand dollars.

How to protect yourself

Let’s start with the basics: don’t cash any checks that show up unexpectedly.

If the return was directly deposited into your account, head to the bank and ask to speak with a manager.

For the love of God, do NOT, under any circumstances, mail a money order off to an unknown source.

Finally, and most importantly, call the IRS directly at 1-800-829-1040 (if you are an individual) or 1-800-829-4933 (if you are a business) and tell them you have been a victim of a fraudulent tax return.

Read up on how to best protect yourself from tax based identity theft.

The real IRS tax delinquency process

On the IRS website, you can learn just how the IRS reaches out to delinquent taxpayers. This occurs through a formalized process that never involves unsolicited phone calls or threats of legal action. In fact, the IRS acknowledges that taxpayers have rights, including the rights to privacy and to appeal.

How does the IRS correspond with delinquent taxpayers?

The IRS does not call you.

The IRS sends a formal letter stating how much money is owed per each tax year. In most cases, separate letters are sent for each year of delinquency, going back up to seven years in time.

Each delinquency is assigned a notice (CP) or letter (LTR) number at its top or the bottom right-hand corner. These numbers can be searched by going to the IRS home page.

Taxpayers are notified that they can appeal the amount of money they have been assessed. Taxpayers are encouraged to pay as much as they can, but they are never told they must pay the entire amount immediately, or that non-payment will result in their arrest or a lawsuit.

Should a taxpayer agree to make payment, the IRS provides a payment page with more information. On this secure page, taxpayers can pay via their bank account or credit/debit card. There are other options listed as well, including paying with cash.

More importantly, for taxpayers who have encountered dire financial circumstances, there are several partial payment and delayed payment options available. Those options include making monthly installments, submitting an offer-in-compromise, and even delaying payment altogether.

Such alternatives can be a lifesaver if you’ve recently lost your business, for example, and simply don’t have the needed profits to make payment on your taxes. Similarly, if you’re a freelancer who has gotten behind on your quarterlies, paying your taxes in monthly installments can stop interest and/or penalties from accumulating.

The IRS Phone Call Scam

The IRS scam tax delinquency “process”

In contrast to the IRS, scammers rely on fear and misinformation to coerce taxpayers into paying their taxes right away, and without knowing the full extent of their rights or appeal options. Scammers also use different means to trick taxpayers into paying the full amount they owe, including the following:

Phone calls: IRS scammers will often robocall recipients, telling them that they must respond immediately or face a lawsuit. One such robocall call might go as follows:

This a final notice from IRS, Internal Revenue Service, which is filing a lawsuit against you. For more information, please call immediately to XXX-XXX-XXXX. Thank you.

When would-be victims return calls made by these robocallers, they’re often connected with individuals with very thick foreign accents. Sometimes, the scammers try to have their victims purchase gift vouchers and provide the ID numbers of those vouchers over the phone. Recently, a bunch of these scammers were discovered and found to be working at an Indian call center.

Emails/letters: IRS scammers may also send out emails or letters, supposedly from the IRS, that even contain case and/or letter numbers and threaten the recipient with legal or criminal prosecution if payment is not made immediately. The fraudulent letters are usually superimposed onto legitimate letters from the IRS that were collected from office trash receptacles or other refuse (one more reason to shred/burn your sensitive documents).

When the victim clicks on a link provided in the email, oftentimes a phishing page boots up and steals the victim’s sensitive information such as Social Security number, credit card number, etc. The IRS warns about identity theft via phishing on its website. Alternately, a malware program infects the victim’s computer.

Texts: Some individuals have even reported receiving bogus texts from the IRS. The messages state that legal and/or court action will be taken against the recipient unless he pays the owed money immediately.

Requests for money: IRS scammers next ask that recipients of their calls, emails, letters and texts send money. However, the money is to be sent by wire transfer or through the purchase of MoneyPak or Green Dot prepaid cards. In some cases, scammers have requested that their hapless victims purchase gift cards and just read off the back codes to them.

The government is never going to accept gift cards over cash, and this is noted on the IRS payments page as well. Likewise, the IRS will offer installment payment plans if the taxpayer cannot pay the entire sum by a given date.

What should you do if you are a victim of an IRS scam?

Unfortunately, many individuals are conned every year and end up losing thousands of dollars to IRS scammers. What should you do if you suspect that you’re a victim of fraud?

First of all, contact the Treasury Inspector General for Tax Administration (TIGTA) via the IRS Impersonation Scam Reporting page.

Also, contact the Federal Trade Commission using the FTC Complaint Assistant on FTC.gov.

When working with the IRS on owed taxes, use the IRS.gov site exclusively. Also, make sure that you are not dealing with an IRS subdomain (irs.scammerssite.gov) by checking if your pages all end in irs.gov.

If you have any doubts about your case, call the IRS directly. Their agents work with people directly on the phone. Agents are more than willing to help you sort through your tax questions, and can even provide you with lots of money-saving advice.

20 Online Transcription Jobs You Can Do from Home in 2020

More and more companies are hiring for online transcription jobs in 2020.

Can you listen to audio attentively? Are you a whiz with spelling and grammar? Can you accurately type 60 words per minute (WPM)?

If the answer’s yes, then there are several transcription companies that could use your services.

Today, you’ll learn about what transcription is, what it requires, and which companies you can apply to.

What Does A Transcription Job Involve?

At its core, transcription involves typing out speech or audio files into a written document.

Institutions and organizations that outsource their transcription needs include universities, media companies, hospitals, and even law enforcement.

Individuals, such as vloggers and podcasters, may also hire transcriptionists to help caption their work and make them accessible to deaf or hard of hearing people.

If you’re only starting out, being a general transcriptionist is a good way to go. You don’t have to have specialized training or knowledge, and you’ll be able to work with a wide variety of audio files, such as college lectures, business meetings, speeches, personal conversations, dictations, notes, and many more.

Other transcriptionists who have knowledge of a specific field of study or industry go into specialized transcription jobs, such as medical transcription, legal transcription, or financial transcription. These require more specialized training, especially for jargon and industry-specific shortcuts and phrases, but they pay more per hour than general transcription jobs.

Also, those who are insanely quick and accurate typists may go into closed-captioning where a live show or speech is transcribed in real-time.

Online Transcription Job Requirements

Online transcription does come with some prerequisites. The following are considered must-haves for anyone wanting to be an online transcriptionist:

Active listening: You can’t anticipate the quality of audio files that you’re going to be asked to transcribe. There are files with challenges such as crosstalk, background noise, accents, and muffled or soft voices.

You’ll sometimes have to make an educated guess on what a person has said based on the context of the rest of the audio file.

Typing skills: Not only must you be a fast typist, but you also have to be highly accurate.

If you’re not sure how fast you can type, you can go to a website like TypingTest.com to test yourself to know how quick you really are.

Test your abilities at a site like TypingTest.com. Transcription companies usually require a minimum speed of 60 WPM, but you can train yourself to type even faster.

As I’ve mentioned, your typing accuracy needs to be well above average. Your output files need to be high-quality and almost 100% error-free. Also, having to correct your work all the time slows you down.

Language skills: Although some transcription jobs require a verbatim transcript, many clients still prefer “clean,” easy-to-read transcripts. Thus, your output file should always have impeccable spelling, grammar, syntax, and punctuation.

Research skills: You won’t be an expert on every topic assigned to you when you’re a general transcriptionist.

Being great at researching allows you to look up words, terminologies, names, acronyms, companies, or brands you’re unfamiliar with.

High-speed internet: You’ll need a fast Internet connection in order to download and listen to recorded files.

High-quality headset: Invest in a higher-than-normal quality headset with a noise-canceling feature, especially if you’re working in a place where there is background noise. You want to be able to hear the audio as clearly as possible.

Transcription software: A good transcription program can play a variety of audio and video file formats, insert automated or custom timestamps, and provide a built-in text editor so you don’t need to switch between programs too much.

A helpful feature is speech-to-text recognition, which generates a raw transcript out of the audio file. Best case scenario, half your work is done and most of your time is spent in perfecting the transcript instead of typing.

Some companies have their preferred transcription software, while others allow you to work with whatever transcription software you’re comfortable with.

Transcription and dictation foot pedal: Some online transcriptionists make use of a foot pedal to control the playback for the audio file (i.e., play, rewind, forward, slow down, or speed up, etc.). That frees up their hands and lets them focus on typing.

Using keyboard shortcuts may not seem like a terribly time-consuming task to do, but when you consider the fact that 1 audio hour can take up to 6 hours to transcribe, you want to save every second you can.

How much do online transcribers make?

The average salary for online transcription jobs comes in at around $15 per hour. Entry-level jobs start around $10-$12 per hour and specialized transcription jobs, mostly those in the medical field, can fetch as much as $30 per hour.

Like every other job, seniority, experience, and length of time with one company will all factor into how much you can make.

How to earn more money with an online transcription job

Janet Shaughnessy of Transcribe Anywhere has put together an incredible 7-Day Transcription mini-course that will help you get paid what you’re actually worth.

The course is perfect for those who are both just starting their journey to become a transcriptionist and those looking for ways to improve their existing earnings.

Plus, it’s free. Win-win-win.

So, which companies are looking for transcribers?

19 Transcription Jobs You Can Do From Home

1. Flexjobs

I highly recommend you start your search at Flexjobs.

The staff at Flexjobs will go through and find the most accurate, up-to-date job postings. On the date this article was published, Flexjobs currently had 122 open transcription jobs (plus thousands of other legitimate work from home jobs too) with some paying up to $55 per hour.

Start your search here.

2. 3PlayMedia

3playmedia site

This Boston-based company got its start in 2007 and regularly hires both in-house and remote transcript editors. According to Glassdoor, transcript editors earn from $18-$19/hour.

As a member of 3Play, you’ll be able to set your own working schedule; also, communication between the leaders and their employees is reported to be very good.

Otherwise, you’ll be left alone and expected to turn in your work on time (i.e., there is little to no micromanagement).

Overall, there are few complaints about this company and its management, and contractor feedback is positive overall.

3. iScribed

iScribed site

This company is based in Georgia and offers different transcription services to various clients, including editing and language translation.

As an iScriber, you can expect your hourly pay to start at $15/hour; depending on your project turnaround time, however, you could end up earning as much as $25/hour.

4. Net Transcripts

Nettranscripts site

This company provides transcription and translation services primarily to law enforcement and criminal justice agencies, so you will need to pass a full criminal background check before getting started.

Common complaints on Indeed include lower than average pay (i.e., about $15/hour); however, there is plenty of work available and they pay on time.

5. Quicktate

Quicktate site

This company is good for transcriptionists who don’t yet have a lot of experience in the field or can’t do hours of audio transcription.

With Quicktate, you’ll be transcribing shorter files (less than 5 minutes).

The pay for this work is a quarter penny per transcribed word.

Once you become comfortable with this format, you could be promoted to Quicktate’s sibling site, iDictate, which deals with audio files longer than 5 minutes and pays half a penny per transcribed word and offers longer assignments.

6. Rev

This company offers a number of client services, including captioning, subtitles, translation, and transcription.

Once you pass the qualifier exam, you are free to take as few or as many transcription assignments as you’d like.

Payment ranges from $24-$39 per audio hour and is sent via Paypal every week.

7. SpeakWrite

Speakwrite web

This Austin, Texas company provides legal, law enforcement, protective services, and general transcription services.

As an SW transcriptionist, you should expect to earn $11-$13/hour, although your rate will increase as you become more proficient at transcribing.

The average monthly earnings of a transcriptionist are around $450, but has been known to go up to $3,400 depending on the number and quality of audio files transcribed.

They aren’t currently hiring, but it’s worth checking back on their recruitment page to see if a position opens up.

8. Tigerfish

Tigerfish

This company has been around since 1989 and accepts a variety of projects, including video productions, legal proceedings, medical dictations and notes, and corporate and academic lectures.

The company doesn’t advertise its pay rate; however, Glassdoor reports that transcriptionists earn half a penny per word.

Tigerfish periodically hires for entry-level as well as for more complex online transcription jobs, but they’re currently not hiring transcribers. It’s worth checking back on this page.

9. TranscribeMe

TranscribeMe

TranscribeMe is a fairly well-known transcription company, which means you’ll probably be placed on its waiting list once you pass its short transcription test.

After getting hired, your projects will consist of transcribing short audio files that range from 10 seconds to 1 minute.

That translates to earning $20/hour if you complete a sufficient number of files with high quality.

The good news about TranscribeMe is that you’ll need no special software to complete your work, and weekly payments will be deposited into your Paypal account.

10. Ubiqus

Ubiqus web

This company hires for many types of online transcription jobs, including corporate, medical, and legal audio files.

They also do a lot of foreign language translation and interpretation work.

According to salary disclosures on Glassdoor, work-at-home transcriptionists earn up to $20/hour with Ubiqus.

However, to achieve this level of pay, you will need a typing speed of at least 70 WPM.

A transcription qualification test must be taken and passed before getting hired.

11. WayWithWordsJobs

This company hires transcriptionists from all around the world, and it states on its own website that it pays at a rate of $27 to $103.80 per audio hour.

This means that your actual hourly rate will vary depending on how fast you type.

Payment is sent monthly via PayPal. While the company doesn’t require that you purchase specialized software or a foot pedal, it does suggest getting headphones.

12. AccuTran Global

Accutran Global

AccuTran is another company that continually has open online transcription jobs.

They pride themselves on fast turn around times for their customers. For you, this means you must be able to provide fast, accurate transcriptions.

Pay does compensate for some of the requirements they ask of you.

13. Daily Transcription

One of the higher paying online transcription jobs you can find as a beginner, paying more than many other transcription companies.

Daily Transcription offers round the clock services and earnings fall between $240 and $950 per week.

Training is provided and payments are made weekly by check.

14. GoTranscript

Gotranscript

GoTranscript is one of the few companies that will hire anyone in the world. It doesn’t matter where you live as long as you are capable of transcribing 10 minutes of audio within 6 hours.

Transcribers earn an average of $150 per month.

This is quite possibly the best company to get your foot in the door as a transcriber.

15. Focus Forward Transcription

Focus Forward

FFTranscription offers a wide variety of online transcription jobs in industries such as marketing and sales, medical, legal, business, academia, and many more.

They hire worldwide, but you do need an active PayPal account in order to get paid.

They are not currently hiring, but you can visit the page in the future to see if anything opens up.

Pay starts at $0.40 per audio minute but you’ll gain opportunities for higher pay with experience.

16. GMR Transcription

GMR Transcription

GMR prides themselves on taking a chance on entry-level transcribers. If this is your first time looking for an online transcription job, apply here.

Earnings come in anywhere between $1,000-$3,000 per month. Obviously the more experience you have, the better chance you have at picking up higher-paying jobs.

There is the chance to get quick-turnaround jobs as well, and with that comes in more pay.

17. Transcription Express

Transcription Express is constantly looking to fill online transcription jobs.

Contractors are able to set their own hours, as long as they’re committed to working at least five hours a day from Monday to Friday.

The average pay is around $1,500 per month, which isn’t bad for part-time work.

You will need to complete a typing test of 60 wpm, a homonym test, spelling test, and go through a compatibility to test to make sure you’re able to comfortably work from home.

18. AlphaSights

AlphaSights regularly has job postings available for remote transcriptionists.

Look under the “New Service Innovation” heading to find the most recent job postings.

They are looking for experienced transcribers and you will be working as an independent contractor, meaning no benefits.

19. CastingWords

CastingWords is a transcription service that accepts audio files from a wide variety of sources.

To get hired, you need to join their workshop and provide basic information so they can direct you to their transcription test, in which you’re asked to transcribe a short audio file.

If your test is accepted, you can start familiarizing yourself with their style guide and take on jobs posted on their workshop.

The pay varies greatly because it’s highly dependent on the quality scores your transcript is given by their quality control agents.

20. Transcription Outsourcing, LLC

Transcription Outsourcing handles general transcription, as well as more specialized transcription jobs, namely, medical, legal, and business transcription.

To apply, fill out their online application form with all of the required information and then wait for them to contact you back to take grammar and transcription exams.

Legal, academic, and business transcriptions can pay as much as $48 to $66 per audio hour, and general transcriptions are paid lower.

Currently, they’re not hiring new transcriptionists, but it’s worth bookmarking and looking back to see if there are any openings.

How to Snag That Online Transcription Job

You might meet all the job requirements for an online transcriptionist, but that doesn’t mean you’re sure to get hired.

To get noticed among thousands of other applicants, you have to nail your résumé.

Include your typing speed (with proof if you have it), highlight your accuracy with actual percentages, and if you’re multilingual, emphasize your familiarity with dialects, accents, and regional slang.

Another aspect you’ll have to nail is your transcription exam.

If you don’t already know how to, train yourself to touch type to increase your typing speed. Brush up on spelling, grammar, and punctuation. Most importantly, practice transcribing audio files with different talking speeds, tone of voice, accents, and ambient noises.

Pull up some videos on YouTube or podcasts with more than one speaker and practice how to differentiate one speaker from another.

Above all, double- and triple-check your résumé and transcription examination before you submit them. A single spelling or grammar mistake can turn off the recruitment agent processing your application, especially if you’ve put “attention to detail” and “proficient in grammar” in your résumé under “Skills.”

The Bottom Line: Is This Career For You?

Online transcription jobs are some of the few legitimate work at home jobs that are almost always in demand.

Most companies will allow you to work at your own pace and pick up jobs as you need.

You will need to hone your typing and listening skills to qualify, but the right combination of time and effort could land you a job that pays up to $50,000 entirely from home.

If typing isn’t your strong suit, you can probably find a better-suited job for you over in my list of work from home jobs here.

Ready to jump right in and build your online transcription career? Are you interested in taking Janet Shaughnessy’s mini-course, or are you going to do it on your own? Share your plans with us in the comments!

13 Companies that Offer Work from Home Jobs with Benefits

One of the unfortunate realities of working from home, or as a freelancer, is that a work from home job with benefits are near impossible to find.

So, while you might make a mint from your clients while your health is OK, any turn of events could result in you losing all your savings.

The good news is that there are companies that offer health insurance benefits even to their remote, work-at-home employees.

Sometimes, the health insurance is even bundled with other coverages like vision and dental.

Here is a list of companies that offer health insurance and other health coverage:

13 Companies Offering Work from Home Jobs with Benefits

I searched the Internet to find 13 companies that are currently hiring and they all offer various degrees of benefits.

Most of the work is customer service related, but there are a few other jobs listed in there as well.

1. Amazon

Amazon Jobs Search

The well-known Amazon offers both full-time and part-time telecommute work opportunities that are mostly in the customer service field.

Average starting pay is $10-12/hour and the training takes place at home.

Amazon also offers top-notch work from home jobs with benefits that include medical, dental and vision, plus vacation days and a stock purchase option.

The caveat is that only people residing in certain states can apply to work with Amazon.

2. Asurion

Asurion Work from Home Jobs

Asurion has a huge network of 10,000+ work-at-home employees who help the company’s 70 million or so customers process their mobile device insurance claims.

Asurion employees are provided with a top-notch benefits package that includes full medical coverage, 401(k), life insurance, and flex spending accounts.

Paid training and educational assistance are also available.  

The pay at Asurion ranges from $9-$12/hour and overtime work is available.

3. Capital One

Capital One work from home

This credit card company regularly hires work-at-home customer service reps who earn up to $13/hour and receive commission bonuses of as much as $1,000.

Employees with Capital One are offered work from home jobs with benefits including full medical coverage (plus dental and vision) and 401(k).

The benefits increase with the number of hours worked per week, and virtual employees can work up to 30 hours/week.

Typically, two years of prior customer service experience are required.

4. Carnival Cruise Lines

Carnival Jobs

Are you a whiz at vacation planning?

Carnival employs full-time vacation planners who work from home; these planners also receive a benefits deal that includes paid time off, stock purchase discounts and tuition reimbursement.

In terms of insurance, virtual employees get health/dental/vision, and they can opt for additional plans like life insurance and long-term disability.

5. Concentrix

Concentrix work from home jobs

This company provides email, web and phone support for its clients via work-at-home employed agents.

Those agents receive full medical coverage, paid vacation time and even pension plans. The pay starts at $9/hour, plus commission bonuses, and goes as high as $12/hour (according to Glassdoor).

6. Apple

Apple Job Benefits

Apple regularly hires “At Home Advisors” to offer product support from the comfort of your own home.

They do offer a robust work from home job benefits package that includes paid time off, generous discounts on Apple products, and lots of career growth potential.

You have the chance to move up into managerial roles and that comes with better benefits and higher pay.

Pay ranges between $10-$23 an hour, depending on experience.

Full details on how to land an Apple work from home job here.

7. Enterprise Rent-A-Car

Enterprise Jobs

Many of Enterprise’s agents work from home and help this rental car company’s customers reserve cars and file and escalate issues.

Enterprise offers one of the highest wages of this list companies; some of its employed agents report earning as much as $15/hour.

Work hours are flexible, and many agents work weekends.

The company also offers a generous benefits package that includes full medical coverage, life insurance, 401(k) plans, paid training and paid time off. Agents also receive unique rental car discounts.

8. Sitel

Sitel from home

Sitel is another inbound call center that hires employees in almost all U.S. states and globally to answer calls and troubleshoot issues.

Full-time employee benefits include medical and dental insurance; these benefits kick in after 90 days of employment.

Other benefits include 401(k), paid time off and training, paid holidays and merchant discounts.

The hourly pay ranges from $9-$11.

9. Support

Support.com work from home

This company offers remote technical support to its network of customer companies via virtual agents.

As such, Support.com’s virtual agents take inbound sales calls from those customer companies and also help outside callers with their inquiries.

The hourly wage is reported as being up to $18/hour, and there is the opportunity to earn hundreds of dollars in commissions too.

This work is full-time at 40 hours/week.

Support.com provides its employees with full medical coverage and 401(k) plans.

10. Sykes

Sykes covers a range of customer support options like technical support, billing, and general customer service.

These options are delivered through phone, chat, email and even text and social media.

Sykes agents can be full-time, part-time or seasonal, but only full- and part-time agents qualify for company benefits such as full medical coverage, disability insurance, paid time off and 401(k) plans.

11. U-Haul

uHaul work from home

This company hires both part-time and seasonal agents to take call from its customers.

Only part-time agents receive company benefits including medical coverage, travel insurance and 401(k) plans.

These agents also gain access to U-Haul-specific discounts and its credit union.

U-Haul wages are the minimum wage of the agent’s home state plus bonuses, so the final wage is about $12/hour.

12. Alorica

Alorica

Alorica is another company in the line of customer service that offers work from home jobs with benefits.

Pay starts at $10-$12/hour and the benefits include health, disability, and life insurance, plus you have great 401k retirement plan options.

There are a variety of different jobs available from collections, to tech support, to sales.

Find the one that best suits your skill set.

13. Prialto

Prialto provides virtual assistant job opportunities with some of the best benefits out there.

In addition to full health care, you also get unlimited vacation days.

They regularly hire US, Guatemalan, and Philippines based workers, but jobs are filled as quickly as they are posted.

If there are no open positions, be sure to bookmark their careers page and check back often.

The Bottom Line

Healthy insurance can add up and quickly becoming an overwhelming expense for those who are self-employed.

There are companies out there that do offer these benefits to their work at home employees.

You just need to know where to look.

If you are looking for some more ideas, I’ve rounded up 75 different work from home jobs you can do.

There is something for everyone and all experience levels in that list.

Cash In On Your Fiction and Short Stories with These 20 Literary Sites

Recently, I was reading the biography of Philip K. Dick, the author of such notable stories as Do Androids Dream of Electric Sheep? (the story that the movie Blade Runner was based on), Total Recall and Minority Report.

Philip published 44 novels and 121 short stories in his short lifetime of 53 years. It is assumed that part of the reason for his prolific writing is that this is how the author earned his living. When Philip needed some money, he relied on his imagination to produce a story; that story was then sold to a magazine.

Authors today can still make money by writing fictional stories and essays and selling them to magazines as well as traditional and online publishers. The easiest way to do this is by submitting the work to a literary journal.

There are plenty of such journals to choose from. While many literary rags are tightly associated with a college or university, others are “free -standing” structures headed by a devoted team of editors, journalists and sometimes even marketing folks. In most cases, these individuals have regular jobs outside of their literary interests.

20 Sites to Get Published (and Paid) for Your Literary Submissions

Here is just a sampling of 20 available literary journals that pay money to writers for submitting their prose, essays and poetry. Most of these sites are free to enter and submissions can be made online (saving you on postage).

Abyss & Apex– This journal accepts entries on “speculative and imaginative fiction and poetry” and looks for stories that are character-driven. Payment for published entries is at 6 cents/word for up to 1,250 words, and it appears that longer entries (up to 10,000 words) receive a flat rate of $75.

AGNI– This print and online journal accepts essays, poems and fiction for nine months of the year. Accepted entries are paid $10 per page for prose and $20 per page for poetry, with a $150 maximum payout.

Analog– This print and digital magazine publishes science fiction stories 20,000 words or under. Winning stories are paid 8-10 cents/word. Science must be an integral part of the submitted story.

Apex– This magazine is looking for sci-fi, fantasy and horror short stories that span no longer than 7,500 words. If accepted, payment is 6 cents/word.

Asimov’s Science Fiction– Started by the author of the same name, Asimov’s Science Fiction accepts stories up to 20,000 words in length that are strongly character-driven. Winning stories are paid out at 8-10 cents/word for the first 7,500 words, and 8 cents for each word over 7,500.

Beneath Ceaseless Skies– This periodical seeks narratives that introduce alternate worlds and/or realities and focus on character trajectories. Submissions should be no longer than 11,000 words. Payment is at 6 cents/word.

Boulevard– This publication accepts essays, fiction and poetry of up to 8,000 words. Payments for published submissions are $100-$300 for prose and $25-$250 for poetry.

Camera Obscura Journal of Literature and Photography- This periodical accepts prose and poetry submissions, with published entries being awarded $1,000. The general word guideline is 250-8,000 words, but the periodical is quite flexible on this matter, and even entire novellas (up to 30,000 words) are accepted. This was one periodical whose guidelines I thoroughly enjoyed reading.

Cincinnati Review– All genres of fiction are published here, with the criteria being that the “work has energy” and is “rich in language and plot structure.” Published entries earn $25 per double-spaced page.

Clarkesworld– Submit your sci-fi and fantasy fiction here; published entries earn 10 cents/word up to the first 5,000 words, and 8 cents/word for each word beyond 5,000. Entries must be between 1,000-16,000 words.

Lightspeed– This sci-fi journal accepts science fiction submissions that range from 1,500-10,000 words in length, with stories around 5,000 words preferred. Writers who are published earn 8 cents/word.

Lorian Hemingway Short Story Competition– Started by Ernest Hemingway’s granddaughter back in 1981, this contest accepts stories no longer than 3,500 words. The prize is $1,000 plus publication of that story in the Saturday Evening Post.

One Story– This periodical publishes just one story of literary fiction every three to four weeks. Stories must be between 3,000-8,000 words, and accepted entries earn $500.

Shimmer– This periodical is looking for speculative fiction stories that contain strong female characters and plots. Contemporary fantasy tales are most welcome. Payment is at 5 cents/word or a $50 minimum. Submitted content should not span beyond 7,500 words, and the preferred length is 4,000 words.

Strange Horizons– If you enjoy writing “what if” scenarios, this magazine is looking for writers of speculative fiction. Accepted entries must be 10,000 words or under; payment is at 8 cents/word.

The Antioch Review– Article, fiction and poetry submissions up to 5,000 words are welcome here, and published entries are paid at a rate of $20 per printed page.

The Georgia Review– This journal publishes essays, fiction and book reviews on varied topics. While there is no length limit, the majority of published stories run about 5,000 words. Payment is $50 per printed page.

The Sun Magazine– This publication accepts several different literary media, including essays, interviews, fiction, and poetry. Submissions should span no longer than 7,000 words. Payment ranges from $300-$2,000 for essays and interviews, $300-$1,500 for fiction, and $100-$200 for poetry.

The Threepenny Review– This publication accepts fiction stories up to 4,000 words as well as poetry and pays $400 and $200 for published entries.

Virginia Quarterly– VQ accepts fiction spanning 2,000-8,000 words, poetry and even non-fiction. Payment for short fiction is $1,000+, poems are paid out at $200 each or $1,000 for a set of five. Personal essays or literary critiques get 25 cents/word.

How to Get Published and Paid for Your Fiction (Again and Again)

One of the advantages of online submission is that you can take one short story or poem and send it out to a handful of literary sites without too much effort. This vastly increases your chances of being published- and paid.

Another good tactic? Read the submission guidelines. Editors say over and again how many literary submissions are good…but fail to meet submission guidelines and so are deleted or tossed. Don’t lose out on your chance to be published because you didn’t read and follow directions.

You may also wish to invest in some writing and editing software, which can save you on time and frustration down the line. The Novel Factory is a decent piece of software that costs about $40 and helps you organize your chapters and characters. The Hemingway App helps track your spelling and grammatical errors and alerts you whenever you’ve committed a writing faux pas (like writing in passive voice).

Finally, don’t become discouraged if your first attempt at getting paid for your literature doesn’t work out. Most authors have to make several attempts- and draft revisions- before being published. If you are able to, find yourself a fellow writer, editor, or even a friend to look over your words before sending them out. And accept their critique in stride.